Job Description RESPONSIBILITIES:
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Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank.n
Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios.n
Establish credit risk appetite and thresholds for the product portfolios.n
Develop a comprehensive process and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns.n
Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends.n

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n REQUIRED QUALIFICATIONS:
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Bachelor‘s degree in Computer Science/Statistics/Data Science or related programs; MBA or Post graduate in a similar field is a plusn
At least 8+ years experience in credit, exposure to merchant lending is a plusn
Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cyclen
Robust background in Credit Loss Forecastingn
Conversant with scoring & impairment forecasting models.n
Proficient in using statistical programming languages such as SQL and Pythonn
Experience in using traditional and alternate data to drive credit strategiesn

📌 Credit Portfolio Manager Pune
🏢 Confidential Careers
📍 Pune