Key Responsibilities
Design and manage credit policies for acquiring customers through e-commerce platforms .
Analyze partner-sourced profiles and build effective risk segmentation frameworks .
Collaborate with credit bureaus, data science , and analytics teams to develop scorecards and models using alternate data .
Monitor portfolio KPIs such as approval rates, default rates , and perform vintage analysis .
Work cross-functionally with product, risk , and partner teams to fine-tune underwriting rules and decisioning logic.
Conduct regular credit performance reviews at the product, partner , and cohort levels .
Ensure compliance with regulatory guidelines and internal risk controls in all lending operations.
Support recent product launches with credit policy inputs and integration into digital onboarding journeys.
📌 Chief Manager Chennai
🏢 tvs credit services
📍 Chennai
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