Key Result Areas

Supporting Actions

Credit Underwriting Management
Ensure timely and policycompliant credit decisions across assigned branches.
Support branch teams in evaluating proposals and managing turnaround time.
Address audit and compliance observations and coordinate with collections for recovery actions

Process Improvements
Identify and implement local process enhancements to improve efficiency and reduce manual work.
Support adoption of digital tools and workflows at the branch level.

Portfolio Management
Monitor bounce rates and early delinquencies using MIS dashboards.
Implement corrective actions for highrisk accounts and support portfolio quality improvement

Business Growth




Collaborate with sales and channel partners to support disbursement targets.
Ensure smooth credit operations through regular engagement with stakeholders

Team Development
Train and mentor branch credit officers to strengthen underwriting and compliance.
Promote consistent execution of credit policies and support talent development.

Disclaimer: This job posting and location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Area Credit Manager Ludhiana (India)
🏢 Aditya Birla Insulators
📍 India