Description
To drive the strategic direction, growth, profitability, and governance of assigned product portfolios by developing market-relevant propositions, enhancing customer value, managing portfolio performance, and ensuring alignment with business objectives.

Responsibilities

(A) Product Management -
Ownership of Recent product / program development in co-ordination with all Stakeholders for Health Care Finance (HCF) and Industrial Equipment Finance (IE).
Customer segmentation & product offerings - Framework design & implementation.
Continuously improve the existing products based on portfolio performance & Market dynamics.
Activation of all product programs in HCF & IE funding.
Activation of all regions in all the programs.
ATS & Program guardrail management for HCF & IE.
Product Marketing / Key USP / Branch level activity - 3 per month.
Marketing Campaign for product X-sell & Upsell for HCF & IE

(B) Process Management -
Build RLOS platform for HCF & IE business.
Process re-engineering & TAT management.
Develop Sales tools to increase productivity.




Service Guarantee offering in service.
Adherence to SOP and ensuring 100% file processing as per guidelines.
NIL audit errors for the product.
Process innovation

(C) Business & Revenue Management -
Achieve business growth target, incremental book growth, portfolio yield.
Work on sale budget, revenue parameters like sourcing yield, Fees.
Maintain optimal sourcing mix / channel Mix .
Cost control measures for better profitability.

(D) OEM Management -
Develop and maintain solid relationships with existing and prospective OEM partners.
Act as the primary point of contact for all OEM-related communications and negotiations.
Understand OEM business models, pain points, and market trends to offer tailored partnership strategies.
Drive co-marketing, co-development, and go-to-market initiatives to maximize mutual value.
Collaborate cross-functionally with OPS and legal tea

📌 Product Head – Hcf Mumbai
🏢 CSB Bank
📍 Mumbai