05 Oct
|
PrimeTalentBridge
|
Hyderabad
05 Oct
PrimeTalentBridge
Hyderabad
RRH PSFG | Hyderabad
Location: Hyderabad, Andhra Pradesh, India
Work Arrangement: On-site
Employment Type: Full-time
About the Opportunity
One of our financial services clients is looking for a Relationship Manager / Senior Relationship Manager for its Project and Structured Finance Group.
Role Details
- Business: Financial Services
- Unit: Financial Services
- Location: Hyderabad
- Role: Relationship Manager / Senior Relationship Manager
- Department: Project and Structured Finance Group
Eligibility Criteria
- CA / MBA
Required Skills & Competencies
- Analytical thinking and attention to detail
- Integrity and strong ethical standards
- Effective communication and reporting
- Process orientation and innovative mindset
- Networking and stakeholder management
Key Responsibilities
Business Growth & Revenue
- Assist the Zonal Head in delivering budgeted sales volumes, profitability and Fee Income in the designated area.
- Assist the Zonal Head in implementing the devised Business strategy for the Zone and tap the local network to achieve budgeted business volumes / Net Interest Income / Fees / Asset Book etc.
- Initiate cross-selling initiatives for generating additional revenues.
Client Acquisition & Relationship Management
- Undertake new client acquisition and establish healthy working relationships with existing and target customers at their middle management levels.
- Identify prospective Business houses, Corporates, Intermediaries and Bankers in the designated area and establish relationships to maintain a healthy pipeline and regular business.
- Establish relationships across the customer's hierarchy from Promoter to CFO to Senior Management to Mid Management to Operating level.
- Engage with existing and target customers at middle management to operating levels and build long-term and sustainable business relationships to identify their latent / express funding requirements and generate leads.
- Use alternate products / cross-sell product offerings to activate inactive customers and source new customers into the system.
Deal Structuring, Due Diligence & Documentation
- Maintain high standards of Deal Structuring, Due Diligence and Loan Documentation.
- Maintain solid sectoral and product knowledge to enable effective deal structuring and term sheet discussions with customers.
- Conduct detailed due diligence, analysis and evaluation of deals resulting in high-quality appraisal.
- Ensure that Credit Appraisal Memorandums are prepared and sent for approval as per Standard Risk Norms.
- Work closely with the Legal team to ensure that loan documentation is closed with customers to the satisfaction of the Project and Structured Finance Group.
Customer Service
- Maintain constant interaction with clients and ensure effective Customer Service standards and superior client satisfaction.
- Ensure satisfaction of Portfolio clients and effective servicing for requirements ranging from loan processing and information requirements to post-disbursement requirements such as balance confirmations and NOCs.
- Resolve client servicing issues and coordinate with Risk / Operations / Finance / Credit / Legal teams.
- Act as the critical source point for client servicing and generate repeat business opportunity leads from customers.
Risk Management & Regulatory Compliance
- Ensure strong adherence to risk management and regulatory norms and credit policy/process adherence.
- Be aware of all critical policies, processes and documentation for the relevant products and ensure compliance.
- Undertake documentation and KYC formalities for customers in a seamless manner while managing positive TATs.
- Revisit existing processes/policies and suggest improvements to improve efficiency and cost effectiveness.
- Keep abreast of the latest developments in the local market and report indications of customer defaults, sectoral changes etc.
- Compile, on a monthly/quarterly basis, the monitoring parameters of each client in the portfolio.
Portfolio Management
- Ensure high standards of portfolio management, including Reviews, Collections, Monitoring and Stress Asset Management (NPA).
- Conduct proactive post-disbursement tracking of clients through site visits, financial and operational performance reviews etc.
- Ensure compliance with critical policies and procedures, documentary and audit requirements for business proposals and the portfolio on an ongoing basis.
- Maintain a good quality lending book and manage stress / overdues, if any, by engaging actively and proactively with all stakeholders.
Apply Now
Interested candidates can apply through the recruitment process for this opportunity.
📌 Relationship Manager / Senior Relationship Manager (Hyderabad)
🏢 PrimeTalentBridge
📍 Hyderabad