About the role
Saints & Masters is partnering on the design and implementation of an enterprise AI-enabled Corporate Credit Intelligence and Decision Support solution for a large Indian public sector bank. The platform will act as a single intelligence layer for the bank's corporate credit function, serving relationship managers, credit committees, executive management and the Board.
We are seeking a dedicated Corporate Credit Subject Matter Expert to act as the domain anchor for this programme.
About the programme
The solution is organised around four areas:
• Industry Outlook — continuously refreshed industry and sub-industry intelligence
• Company Recent to the Bank — public-domain intelligence on prospective borrowers covering group structure, promoters, financials, ratings, legal and news
• Company Existing with the Bank — the above plus internal data on account conduct, exposure, sanctions, covenants, EWS and credit history
• CAM Report Generation — automated draft Credit Appraisal Memoranda in the bank's prescribed formats for fresh, renewal, enhancement and ad-hoc requests,



with human finalisation

Responsibilities — pre-implementation study
• Lead the requirement study and as-is / to-be gap analysis of the bank's corporate credit lifecycle: origination, appraisal, sanction, documentation, disbursement, monitoring, renewal and review
• Assess internal data sources (CBS, LOS/LMS, CRM, EWS, risk-rating, credit files) and authenticated external sources (MCA21, NSE/BSE, CMIE, CRISIL, Probe42) for each use case
• Carry out current-state assessment and peer benchmarking against leading Indian banks
• Define the target operating model and future-state credit process design
• Co-author the technology, analytics and AI implementation blueprint with the AI/solution lead, including risk assessment and success metrics
• Deliver the requirement study, gap analysis and implementation blueprint for client sign-off

Responsibilities — design, UAT and post-implementation
• Tran

📌 Corporate Credit Subject Matter Expert (Bengaluru)
🏢 Saints & Masters
📍 Bengaluru