• Preparing detailed credit approval note, Information Memorandum and presentations for approval and presentation to the Management / Risk Committee.
• Evaluating and assessing various kinds of credit proposals to determine credit worthiness and risk involved by conducting through analysis on Company’s/ Borrower financials, Credit Rating, industry research & trends, key competitors & industry outlook.
• Conducting the preliminary financial analysis, Peer company financial analysis, bank accounts due diligence and another de-dupe analysis.
• Ensuring that all credit and legal files are complete, identifying documentation deficiencies & ensuring timely resolution.
• Supporting Origination and Execution team in completing the assignments.
• Regularly engaging with client for completing the compliance and other documentation required in a proposal.
• Manage Post Disbursal Documents (PDD).
• Execution of deals, disbursement process, liaising with all parties like Client, Syndicate Banks, Legal Counsel, Internal Team.
• Supporting in Executing the Down selling deals.
• Deep dive analysis on structured finance and capital market transaction. Handling credit queries and ensuring to close assessment within stipulated timelines.
• Managing the Portfolio and Regularly engaging with client for recent development in the markets.
• All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct.
📌 Credit Analyst (India)
🏢 SkillLabs
📍 India
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