Job Summary

• The Head of Liability Products is responsible for driving the strategy, development, and management of the bank’s liability product suite (CASA, Term Deposits, NRI deposits, Savings Accounts, and related offerings). The role ensures product innovation, regulatory compliance, and profitability while maintaining a robust client value proposition. Strategy & Planning
• Define and execute the liability product strategy in alignment with the bank’s retail banking objectives
• Drive portfolio growth, balance sheet optimization, and CASA/FD mobilization

Strategy

• The Head of Liability Products is responsible for driving the strategy, development, and management of the bank’s liability product suite (CASA, Term Deposits, NRI deposits, Savings Accounts, and related offerings). The role ensures product innovation, regulatory compliance, and profitability while maintaining a strong client value proposition.

Strategy & Planning

• Define and execute the liability product strategy in alignment with the bank’s retail banking objectives.
• Drive portfolio growth,



balance sheet optimization, and CASA/FD mobilization.

Business

• Product Management & Innovation

Design, launch, and enhance liability products tailored to client needs across segments (Affluent & Global India).

• Ensure digital integration, customer convenience, and competitiveness in pricing/features.
• Financial Performance
• Achieve liability product targets across balances, acquisition, activation, and profitability.
• Monitor key performance indicators (KPIs) and drive initiatives for revenue growth.

Processes

• Client Experience
• Embed client-centric design and delivery in all liability products.
• Collaborate with service and operations teams to ensure seamless onboarding and servicing.

Key Responsibilities

Risk Management

• Risk & Compliance
• Ensure all products and processes are compliant with RBI/Regulatory guidelines.
• Mitigate risks through proper governance, control frameworks,

📌 Executive Director (Mumbai)
🏢 Standard Chartered India
📍 Mumbai