- Manage the company's overall funding and working capital requirements.
- Handle and monitor bank loans, overdraft facilities, cash credit and other banking facilities.
- Manage a portfolio of approximately Rs 100-200 Crore comprising bank loans, overdrafts and related funds.
- Coordinate with banks and financial institutions for loan processing,renewals, limits, documentation and financial requirements.
- Monitor fund utilisation, cash flow and working capital on a need basis.
- Prepare and monitor cash flow projections and fund requirement plans.
- Ensure timely repayment of principal, interest and other financial obligations.
- Negotiate with banks and financial institutions regarding interest rates, credit limits and financing terms.
- Monitor the company's debt position, borrowing costs and financial exposure.
- Support management in financial planning, budgeting and strategic financial decisions.
- Ensure proper financial controls,
documentation and compliance related to banking and finance activities.
- Coordinate with Accounts, Audit, Tax and other internal teams for finance-related matters.
- Prepare regular MIS and financial reports for Management review.
Preferred candidate profile
- MBA (Finance) or CA preferred.
- 3- 5 years of relevant experience in Finance or Banking Management.
- Candidates should have hands-on experience in bank loans, overdrafts, working capital and fund management.
- Experience of handling a Rs 100 - 200 Crore finance / fund portfolio will be preferred.
- Strong understanding of banking, working capital, debt management and cash flow.
- Good negotiation and relationship-management skills with banks and financial institutions.
- Solid analytical and financial decision-making abilities.
- Proficiency in MS Excel and financial reporting/MIS.