Product Manager - Cards & Payments (Retail Banking) (Bengaluru)

Product Manager - Cards & Payments (Retail Banking) (Bengaluru)

05 Oct
|
Hipotz
|
Bengaluru

05 Oct

Hipotz

Bengaluru

Role: Senior Product Manager - Mobile Banking

Location: Bengaluru

Experience: 5 - 10 Years

Industry: Banking / Financial Services (BFSI) / Fintech

Key Responsibilities:

1. End-to-End Product Ownership:

- Own the product strategy, roadmap, and sprint execution for major consumer mobile banking modules.

2. Priority Domain Delivery:

- Drive innovation across critical transactional and revenue journeys - including UPI & Digital Payments, Credit/Debit Card Management, and Investments/Wealth/Insurance platforms.

3. Functional Design & Documentation:

- Write accurate BRDs (Business Requirement Documents), PRDs (Product Requirement Documents), FSDs (Functional Specification Documents), and granular user stories.

4. Agile Squad Execution:

- Partner with technology architects, QA, and UI/UX designers in an Agile/Scrum setup to ensure on-time delivery with zero feature slippage.

5. Growth & Funnel Optimization:

- Monitor critical platform KPIs (MAU, transaction success rates, conversion funnels, latency) using product analytics tools.

6. Regulatory & Security Compliance:





- Ensure native compliance with RBI, NPCI, IRDAI, and DPDP mandates while maintaining audit readiness.

What We Are Looking For:

1. Experience:

- Minimum 6+ years of dedicated Product Management experience in Indian Retail Banking or consumer Fintech apps.

2. Priority Domain Exposure:

- Proven hands-on delivery in at least ONE of these priority domains:

i. UPI / Digital Payments / Payment Gateways

ii. Credit Card / Debit Card Management

iii. Wealth Management / Investments / Insurance Tech

3. Domain Breadth:

- Demonstrated product experience across at least 3 core mobile banking domains (e.g., Payments, Onboarding, Liabilities, Lending, Cards, Wealth, FRM, etc.).

4. Technical Pedigree:

- Hands-on experience with Jira, Confluence, wireframing tools, and API integration flows.

5. Academics:

- Graduate / Post-Graduate degree in Engineering, Computer Science, IT, or Management (MBA) with a minimum of 50% aggregate marks.

📌 Product Manager - Cards & Payments (Retail Banking) (Bengaluru)
🏢 Hipotz
📍 Bengaluru

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