Job Purpose "This position is open with Bajaj Finance Ltd."

Culture Anchor:

- Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them
- Own It - Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes

Duties and Responsibilities

- Provide analytical solutions through statistical modeling, credit policy and strategy, reporting, and data analysis for the BFL businesses
- Monitor, maintain and improve all scorecards, policies, and processes across portfolios and ensure its effectiveness
- Support any ad-hoc deep dive data analysis on portfolio matrices
- Track and improve key performance indicators, losses, and portfolio quality. Provide deep dive analysis on portfolio matrices
- Building ML based models to achieve maximum match and catch rate
- Building ML based capabilities across the organization as and when required
- Work closely with the business team to understand their needs and provide analytical solutions




- Assess if any early warning signals using data analysis and segmentations and take proactive policy actions as and when required
- Support in managing and improving various offer strategies, control offer generation, and distribution through data analysis
- Work closely with Product, Sales, and Risk teams to support business growth and drive recent initiatives
- Ongoing liaising with IT, Credit, and BIU teams to ensure all policies, processes, data flow are working efficiently and all required changes are built and implemented suitably

Required Qualifications and Experience Practice Emotional Intelligence - Develops the team, supporting them to do more.

Listens to others, stays calm under pressure, and treats everyone with respect.

Locations

- Job Level: GB07
- Job Title: Deputy National Lead - Risk, Risk Corporate, Salaried
- Job Location Country: India
- State: MAHARASHTRA
- Region: West
- City: Pune
- Location Name: Pune Corporate Office - Cerebrum
- Tier: Megapolis

📌 Deputy National Lead - Risk (India)
🏢 Bajaj FinServ
📍 India