Company Description Equitas Small Finance Bank is a community-focused financial institution dedicated to enabling individuals, families, businesses, and communities in achieving their financial aspirations through seamless banking services. The bank is committed to being a responsible neighbor and a strong philanthropic partner, actively giving back to the communities it serves. Equitas aims to transform how banking is imagined, delivered, and experienced by emphasizing fairness and transparency in all interactions.

Team members join an organization that values ethical practices, social impact, and customer-centric solutions.

Role Description The Credit Officer role at Equitas Small Finance Bank is a full-time, on-site position based in Shahpur.

The Credit

Officer will evaluate credit applications, analyze financial information, and assess the creditworthiness of prospective and existing customers. Daily responsibilities include reviewing documentation, performing risk assessments, recommending credit limits and terms, and ensuring compliance with internal policies and regulatory guidelines. The role also involves monitoring loan portfolios, identifying early warning signals, and coordinating with branch teams to support timely approvals and high-quality asset growth.

The Credit





Officer will regularly communicate with customers and internal stakeholders to clarify requirements, explain credit decisions, and maintain accurate records and reports.

Qualifications

- Candidates should possess robust Credit Management and Credit evaluation skills, including experience in assessing credit risk and structuring credit proposals.
- Candidates should possess solid Analytical Skills and Finance knowledge, with the ability to interpret financial statements and quantitative data.
- Candidates should possess effective Communication skills to interact with customers, branch staff, and other stakeholders in a clear and professional manner.
- Candidates should ideally have familiarity with banking products, regulatory guidelines, and risk management practices.
- Relevant academic background such as a degree in Finance, Accounting, Business, Economics, or a related field is preferred.
- Attention to detail, integrity, and the ability to make sound, timely decisions under pressure are important for success in this role.
- Prior experience in credit or lending functions within a bank or financial institution will be an added advantage.

📌 Credit Officer (Shahapur)
🏢 equitas small finance bank
📍 Shahapur