Senior Quantitative Credit Risk Strategist The Fintech Risk team is responsible for driving risk informed growth for the rapidly expanding line of business. We are seeking a Senior Quantitative Credit Risk Strategist as part of the team. You will work with other analysts, risk managers and leaders to analyze customer characteristics, identify risk differentiators, and recommend underwriting and collections strategies to achieve the risk and return goals.

If you have an analytic and data driven mindset, eye for detail and can-do attitude then you are right for this position.

About this role (Responsibilities)
Analyze data to identify risk drivers and propose mitigation strategies
Work with Data Science team to build and test credit, account management and Collection models
Set credit strategy and policy to mitigate risk and drive business growth
Improve Collection performance by operational, policy and modeling improvements
Set underwriting and account management strategy
Collaborate with R+D, Product,



and Operations on the test and launch of current features and/or products

Do you have the right skillset? (Requirements)
6+ years of experience in retail/consumer/SMB finance in a credit risk or strategy role preferably in Fintech/banks
Ability to create risk frameworks, use decision trees and come up with right recommendations and insights
Ability and experience in writing credit memos and credit decision and strategy documentation
Hands on experience in using data and analytics to drive credit risk strategy is required
Experience in A/B testing
Masters Degree or higher in a quantitative field (Mathematics/Statistics/Economics/OR/Business)
Advanced data analytics skills, including use of SQL, Python/R, Excel and data visualization tools such as Tableau/Hex
Familiarity with statistical modeling
Ability to influence a cross-functional non-hierarchical setting to lead collaborations and drive progress

📌 Senior Quantitative Credit Risk Strategist Bengaluru
🏢 HR India Solutions
📍 Bengaluru