05 Oct
|
Opt4Solution Private
|
India
05 Oct
Opt4Solution Private
India
Job title: Executive / Senior Executive – Gold Loan
Location: South Region
Experience: 1–3 Years
Industry: Banking / NBFC / Financial Services
Role Overview:
We are looking for an Executive / Senior Executive to handle Gold Loan sales, customer acquisition, loan processing, and customer servicing for the assigned location.
Key Responsibilities:
Generate Gold Loan business through *field visits, referrals, leads, and local market activities
Acquire current customers and achieve assigned sourcing and disbursement targets.
Handle Gold Loan applications, KYC, documentation, and processing from application to disbursement.
Explain loan products, repayment terms, interest rates, and charges to customers.
Coordinate with branch, credit, operations, and valuation teams for timely loan processing.
Follow up with customers for renewals, top-ups, closures, and pending interest payments.
Support follow-up of overdue accounts and collection activities as required.
Maintain customer records and ensure compliance with KYC and company guidelines.
Build robust relationships with customers and local business channels to generate repeat and referral business.
Key Requirements:
1–2 years of experience in Gold Loan, Retail Lending, Banking, NBFC, or Financial Services.
Gold Loan sales/sourcing experience will be preferred.
Good understanding of loan processing, KYC, documentation, and disbursement.
Robust communication, customer-handling, and relationship-management skills.
Target-oriented with willingness to travel locally for *field sales and business development.
Knowledge of Gold Loan valuation/appraisal will be an added advantage.
Pay: ₹300,000.00 - ₹500,000.00 per year
Benefits:
Versatile schedule
Application Question(s):
Do you have 1–2 years of experience in Gold Loan, Retail Lending, Banking, NBFC, or Financial Services?
Do you have experience in Gold Loan sales, customer acquisition, or business sourcing?
Do you have experience handling KYC, loan documentation, processing, and disbursement?
Do you have experience in field sales, local market visits, referrals, or lead generation?
Do you have knowledge of Gold Loan valuation/appraisal and customer relationship management?
Work Location: In person
📌 Executive / Senior Executive – Gold Loan Hyderabad (India)
🏢 Opt4Solution Private
📍 India