Responsibilities:

- Lead portfolio analytics and monitor SME credit risk and delinquency trends.
- Design and optimize credit strategies across the SME customer lifecycle.
- Identify portfolio trends and provide insights to senior leadership.
- Drive risk strategy implementation with Business, Product, and Engineering teams.
- Guide credit models, scorecards, and risk cut-offs with Data Science teams.
- Leverage alternative data such as GST, banking, POS, and cash-flow data for underwriting.
- Align credit policies with SME lending products, risk, and business profitability.

Requirements:

- Experience in Risk Analytics, SME Risk Management, or Credit Policy.
- Strong experience in SME/MSME lending, credit risk, and cash-flow underwriting.
- Advanced SQL skills and proficiency in Python or R.
- Solid knowledge of statistics, machine learning, and predictive modelling.
- Experience with large-scale financial and alternative data.
- Strong understanding of Fintech lending, B2B credit, banking, NBFC, or Supply Chain Finance.
- Proven leadership experience with measurable business/P&L; impact.

📌 Vice President - SME Risk (Bengaluru)
🏢 Recruito
📍 Bengaluru