06 Oct
|
Oxyzo Financial Services
|
Gurugram
06 Oct
Oxyzo Financial Services
Gurugram
1. Prepare Credit Appraisal Memos (CAM) for business/MSME loan applications.
2. Analyze financial statements, including Balance Sheets, P&L;, and key financial ratios.
3. Conduct banking analysis, including turnover, average bank balance, CC/OD utilisation, cheque returns, and repayment track record.
4. Perform GST analysis, including turnover validation, GSTR-1 and GSTR-3B reconciliation, and ITC analysis.
5. Reconcile financial, banking, and GST data to identify discrepancies, deviations, and potential risk indicators.
6. Review CIBIL reports and highlight credit-related observations and red flags.
7. Coordinate with Underwriting, Operations, and Documentation teams for case-related queries and timely processing.
📌 Credit Processing Associate: Working Capital/Term Loans - SME Lending (Gurugram)
🏢 Oxyzo Financial Services
📍 Gurugram