Skills Required
Customer Service ExcellencePower BISQL
Benefits & Facilities
Certificate / Experience Letter Laptop / Equipment Provided Stipend / Salary Training and Mentorship
Job Description / Ai Overview
FatakPay, a rapidly growing fintech company revolutionizing credit access, is actively seeking a diligent and experienced
Credit Underwriter
to join our energetic team in Mumbai. In this pivotal role, you will be instrumental in evaluating loan applications, assessing risk, and making informed lending decisions that align with our mission to provide faster, smarter, and more seamless financial solutions.
This is an exciting opportunity for a seasoned professional to significantly contribute to our credit operations and ensure the quality and integrity of our lending portfolio.
Key Responsibilities
- Thoroughly evaluate salaried loan applications by meticulously analyzing salary slips, comprehensive bank statements, and detailed bureau reports.
- Conduct in-depth analysis of CIBIL and Experian credit reports, banking behavior patterns, existing EMI obligations, and applicants' overall repayment capacity.
- Proactively identify discrepancies, potential red flags, and suspicious activities to mitigate fraud risks and protect the company’s assets.
- Make accurate approval or rejection decisions on loan applications, strictly adhering to established credit policies and underwriting guidelines.
- Collaborate effectively with Sales, Customer Profile Verification (CPV), and Operations teams to swiftly resolve queries and streamline the ap