Job SummaryWe are seeking a detail-oriented Credit Executive to evaluate loan applications, verify customer information, assess creditworthiness, and support informed lending decisions while ensuring compliance with company policies.

- Key ResponsibilitiesReview and process loan applications received from sales and sourcing teams.
- Verify customer documents, employment details, income, and banking information.
- Conduct telephonic verification with customers, references, employers, and vendors as required.
- Analyze credit reports, financial documents, and repayment capacity.
- Assess risk and recommend approval, rejection, or modification of loan applications.
- Maintain accurate records of credit assessments and decisions.
- Coordinate with sales, operations,



and collections teams for smooth loan processing.
- Ensure compliance with internal credit policies and regulatory guidelines.
- Prepare and submit daily MIS and credit-related reports.
- RequirementsGraduate in any discipline.
- 1–3 years of experience in Credit, Loan Processing, Underwriting, or BFSI industry.
- Understanding of credit assessment and loan documentation.
- Basic knowledge of CIBIL/Credit Bureau reports.
- Proficiency in MS Excel and computer applications.
- Solid analytical and decision-making skills.

📌 Credit Manager (Delhi)
🏢 Wistful Finance
📍 Delhi