07 Oct
|
Punjab National Bank (PNB)
|
Bengaluru
07 Oct
Punjab National Bank (PNB)
Bengaluru
Home Loan Sales ExecutiveJob Title: Home Loan Sales Executive / Sales Officer
Department: Sales
Employment Type: Full-Time
Work Mode: Field Sales
Location: [Location]
Job SummaryWe are looking for a motivated and target-oriented Home Loan Sales Executive to generate new home loan business, acquire customers, develop channel relationships, and manage the loan process from lead generation through disbursement.
- Key ResponsibilitiesGenerate home loan leads through open-market sourcing, builders, real estate agents, DSAs, connectors, referrals, and existing customers.
- Identify customer requirements and recommend suitable home loan products.
- Meet customers, explain eligibility, interest rates, tenure, documentation, and loan process.
- Collect and verify required customer documents and ensure complete application files.
- Coordinate with credit, operations, legal, technical, and banking teams for smooth processing.
- Follow up on cases from login → sanction → documentation → disbursement.
- Build and maintain robust relationships with builders, brokers, DSAs, connectors, and real estate agents.
- Generate repeat business and customer referrals.
- Maintain regular follow-up and update sales/CRM records.
- Achieve assigned monthly login, sanction, and disbursement targets.
- Ensure compliance with company policies and regulatory requirements.
- Resolve customer queries and provide a smooth customer experience.
- EligibilityGraduate in any discipline; finance/business qualification is an advantage.
- 0–3 years of sales experience for Sales Executive roles; experience in home loans, LAP, banking, NBFC, or real estate is preferred.
- Freshers with strong communication and sales skills may also be considered.
- Willingness to travel and work in the field.
- Required SkillsGood communication and negotiation skills.
- Strong customer relationship and networking ability.
- Lead generation and conversion skills.
- Target-oriented and self-motivated approach.
- Basic knowledge of home loans, KYC, income documents, and property documentation.
- Ability to coordinate with multiple internal and external stakeholders.
- Basic knowledge of MS Office and CRM systems.
- Key Performance Indicators (KPIs)Monthly home loan disbursement.
- Number and quality of leads generated.
- Login-to-sanction conversion.
- Sanction-to-disbursement conversion.
- New customer acquisition.
- Builder/DSA/connector relationship development.
- Turnaround time and documentation quality.
CompensationSalary: ₹[18000] – ₹[23000] per month
Incentives: Performance-based incentives
Additional Benefits: TA/Petrol allowance, PF, medical insurance, and other company benefits as applicable.
Ideal Candidate: A highly energetic, field-oriented sales professional who can generate leads independently, build strong market relationships, and consistently achieve home loan sales targets.
📌 Home Loan Executive (Bengaluru)
🏢 Punjab National Bank (PNB)
📍 Bengaluru