About Anupam Finserv:

Anupam Finserv is a listed NBFC focused on building innovative lending products for both consumers and businesses. We are a young, ambitious team committed to rapid growth, continuous learning, and taking ownership as we scale.

Role: Senior Credit Risk Analyst (Wholesale Credit)

Location: Goregaon West, Mumbai

Work Model: On-site

About the Role:

We are looking for a Senior Credit Risk Analyst to join our Financial Institutional Lending Team.

Key Responsibilities:

- Work on credit appraisals for mid-market corporates and financial institutions (NBFCs), analysing financial statements, cash flows, business models, and management quality.
- Draft credit notes, rating rationales, and detailed risk assessments.
- Participate in client meetings, due diligence, and industry/peer benchmarking.
- Partner with business teams to evaluate deal structures, covenants, and risk mitigants.
- Track portfolio health through exposure analytics, rating changes, and early warning indicators (EWI).
- Assist in building sectoral risk frameworks by analysing macro and micro trends.
- Contribute to stress testing, scenario modelling, and limit utilisation monitoring.
- Support quarterly portfolio reviews, dashboards, and presentations.




- Collaborate with Data Science and Tech teams to build credit models, scorecards, and visual dashboards.
- Support validation, back-testing, and continuous improvement of risk models.
- Help automate reporting and monitoring of key risk metrics.
- Assist in drafting and refining risk policies, SOPs, and internal guidelines.
- Monitor compliance against risk appetite thresholds and escalate deviations.
- Coordinate with audit and compliance teams for reviews and documentation.

Desired Skills & Qualifications:

- CA with 3–6 years of experience in credit, risk, or financial analysis.
- Strong command of financial statement analysis, ratios, and cash flow modelling.
- Prior exposure to underwriting/auditing Financial Institutions.
- Detail-oriented, analytical, and risk-first mindset.
- Excellent written and verbal communication skills.

What You’ll Gain:

- Exposure to mid-market lending, structured finance, and institutional credit risk frameworks.
- Working with the management and being part of the decision making.
- A team-oriented, high-performance environment designed for growth and ownership.
- Opportunity to front face and lead the negotiations to structure the deal.

📌 Senior Credit Risk Analyst (Mumbai)
🏢 Anupam Finserv
📍 Mumbai