- Commercial Banking Business Analyst
- Position Overview
- We are seeking an experienced Commercial Banking Business Analyst with a strong background in business analysis product ownership and end to end commercial banking processes
- The ideal candidate will bring deep domain expertise across lending trade finance payments cash and liquidity management and modern banking platforms
- This role requires robust analytical capabilities excellent articulation and effective stakeholder management
- Key Responsibilities
- Partner with business stakeholders to gather analyse and document business requirements process flows and system changes
- Act as a Product Owner to define product vision prioritize the product backlog and collaborate with cross functional teams for successful delivery
- Translate business needs into user stories epics and acceptance criteria aligned with Agile best practices
- Work closely with Scrum Teams by participating in Sprint Planning Daily Stand Ups Backlog Grooming Refinement Sprint Reviews and Retrospectives
- Ensure backlog items are clearly defined estimated and ready for development teams each sprint
- Facilitate communication between business and technical teams to ensure alignment throughout Agile delivery cycles
- Collaborate with Solution Architects Developers Testers and SMEs to refine user stories and ensure solution feasibility
- Support and enhance team agility by identifying process improvements and promoting Agile ways of working
- Conduct gap analysis assess impacts propose solutions and contribute to iterative delivery of product enhancements
- Lead UAT planning scenario design and validation for system enhancements delivered in Agile increments
- Provide domain expertise across commercial lending trade finance payments cash management and related platforms e
- g
- Loan IQ nCino
- Build and maintain strong partnerships with senior stakeholders through clear communication expectation setting and timely updates
- Required Experience Skills
- Experience
- Minimum 10 years of overall professional experience in financial services or banking domains
- Proven experience as a Business Analyst and or Product Owner
- Hands on experience in at least one of the following areas
- Commercial Banking
- Commercial Lending
- Trade Finance
- Payments
- Asset Finance
- Cash Liquidity Management
Technical Requirements:
- Working knowledge of industry platforms such as Loan IQ or nCino
- Skills
- Strong analytical problem solving and requirements gathering abilities
- Excellent articulation communication and presentation skills
- Demonstrated capability in stakeholder management especially engaging senior business and technology partners
- Ability to manage multiple priorities in a fast paced environment
- Strong understanding of banking regulations operational processes and workflow management a plus
- Preferred Qualifications
- Experience working in Agile delivery environments
- Certification s such as CBAP PO PSM or Agile Scrum nice to have
- Exposure to commercial credit lifecycle processes or banking transformation programs
Additional Responsibilities:
- Business Analyst should own the translation of these requirements into technical solutions and document those solutions in Functional Specification Designs
- Leverage tools to draw Process flow diagrams which technical team can leverage to document technical design
- Provide business partner application support which includes working with Downstream and upstream application managers operation and business users technology and vendor s to resolve issues
- Work with various stakeholders across program and tech partners to ensure change is implemented smoothly
- Continuously Liaise with project and program managers to review project timelines Risks at the program level Risk Mitigation strategies etc
- and solutions to meet each project management activities
- Experience with both traditional Waterfall SDLC and Agile Lean methodologies
- Must have strong problem solving abilities self starter sound team player
- Must have excellent organizational skills and be able to handle multiple tasks to meet tight deadlines
- Strong ability to communicate effectively and influence decisions to achieve results
- Provide suitable documentation for Business as usual reference across different support levels L1 L2 and L3
- Thorough understanding and execution of support model with excellent triage and problem solving ability