ey Responsibilities

- Credit Assessment and Underwriting: Evaluate the creditworthiness of potential and existing customers (suppliers, distributors, etc.) applying for supply chain finance solutions. This includes:
- Analyzing financial statements, cash flows, and bank statements to determine risk profiles.
- Conducting thorough due diligence, including business and industry risk analysis.
- Approving, rejecting, or modifying credit applications within established limits and policy guidelines.

- Policy Implementation and Compliance: Implement and administer credit policies for the supply chain finance division across the assigned area.

- Ensure all activities adhere to company policies, industry standards, and legal/regulatory requirements.
- Review and update credit policies based on market needs and feedback.

- Portfolio Management and Monitoring:



Manage and monitor the assigned credit portfolio to ensure quality and performance.

- Monitor customer loan payments, credit limits, and overall exposure.
- Implement "Early Warning" and monitoring mechanisms for the portfolio to identify potential problem loans and propose solutions for delinquent accounts.
- Oversee the management of Post Disbursement Documents (PDD) and covenant compliance.

- Collaboration and Stakeholder Management: Work closely with internal teams (sales, relationship management, risk, legal, collections, operations) to facilitate deal closures and ensure seamless processes.

- Meet with customers at regular intervals to understand industry dynamics and market conditions.

📌 Area Credit Manager -Supply Chain Finance (Isagarh)
🏢 SkillLabs
📍 Isagarh