Purpose of the role:

- The position has been created to enable explicit focus on handling a Region for Retail/Micro finance/New product & To ensure sourcing/profitability/collection in the branches by maintaining high quality of portfolio as per company norms and process.

Key Responsibilities:

- PBT [Profit before Tax] for the Region / Division / Zone Manage the Branch’s in terms of Sales, Branch operations and administration.
- New Initiatives: Process/ People / Product/ Training & Hand holding the team
- Build a high Quality Loan portfolio for the division of 3-4 Areas.
- Responsible to Achieve targeted for the Region
- Track and Ensure Repayments of the Loan disbursed
- Maintain Manage & Deliver Branch productivity in the region for Micro finance/Micro LAP/HF/AGRI/New product
- Responsible acquit ion of recurring deposit for the bank through eligible micro finance members
- Responsible for sufficient manpower in every branch to achieve the desired results
- Handholding team of Branch Managers/Cluster Managers/Area Managers to achieve desired targets




- Field Visit with branch team members to handhold in sourcing & collection
- Responsible for sales team to high performance and be a team player
- To Build and Nurture team & enable them to achieve high performance
- Ensuring 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
- Responsible for training team members on product & handhold

Desired Experience:

- Number of years of experience (15-20 Years )
- Type of companies/sector worked for(Private commercial banks and large NBFCs)
- Responsibilities managed in the previous organizations(Primarily Sales & Collection function. Past experience on the sale & Collection side of CV.)
- Languages (Hindi/English)
- Computer/technical skills (Handy with Basic Microsoft office)
-

Qualifications:

- Graduation: (Any Stream)
- Post-graduation: (MBA Preferred)
- Professional Qualifications: Graduate & Above
- Certifications (please specify):If any would be an added advantage

📌 Zonal Head - Retail (Karnataka)
🏢 equitas small finance bank
📍 Karnataka