Key Roles &Responsibilities;

- Assess financial statements, credit histories, paymentbehaviour, and contractor risk for Surety Bond proposals.
- Conduct detailed evaluation of project risks, EPC contracts, concession agreements, tender conditions, and beneficiary requirements.
- Structure and underwrite various Surety Bonds such as Performance Bonds, Advance Payment Bonds, Retention Bonds, Supply Bonds, and other project?linked guarantees.
- Ensure seamless issuance, documentation accuracy, andtimelycommunication to clients and stakeholders.
- Build andmaintainstrong relationships with brokers, corporate clients, banks, lenders, EPC contractors, and industry partners.
- Liaise with internal teams including finance, operations, legal, compliance, and risk for underwriting decisions and policy issuance.
- Monitor early warning indicators, deterioration trends, exposure concentration, and overdue risks across the Surety portfolio.
- Address client queries, guide them through policy processes, and ensure customer?centric service delivery.
- Participate in strategic deal discussions, renewal meetings, and portfolio reviews with brokers and partners.
- Maintain audit?ready documentation, ensure 100% compliance with governance norms, and meet all regulatory reporting timelines.





Key Requirements – Education & Certificates

- Chartered Accountant (preferred) or MBA/PGDM in Finance, Risk, or Insurance.
- Professional insurance certifications such as AIII / FIII are an added advantage.

Key Requirements - Experience &Skills;

Experience

- 8–14 years in Corporate Insurance, Commercial Lines, Sales Capability, or BFSI Capability roles
- Experience in GI industry, broking, riskadvisoryor corporate distribution enablement preferred

Skills

- Strong understanding of commercial lines, underwriting fundamentals, and risk-based solutioning for corporate clients
- Ability to build structured learning architectures, certifications, simulations and deliver high-quality trainings
- Robust ability to collaborate with Corporate Sales, Underwriting, Product, RiskEngineeringand external partners to drive aligned capability outcomes
- Comfort withanalyzingsales performance data,identifyingcapabilitygapsand measuring impact throughproficiencyand business metrics
- Strategic thinking with strong execution discipline
- Excellent communication and presentation skills
- Agility,problem-solvingand solution-oriented mindset

📌 Deputy Vice President - Commercial Underwriting (Mumbai)
🏢 HDFC ERGO General Insurance
📍 Mumbai