Job Responsibilities – Loan Manager (Gold Loan, MDS & Personal Loans)

- Source recent customers and promote Gold Loan, MDS (Monthly Deposit Scheme), and Personal Loan products to achieve monthly business targets
- Conduct field visits and community outreach to expand customer base and achieve acquisition and disbursement goals
- Verify customer identity, KYC documents, and ensure eligibility as per lending norms
- Evaluate repayment capacity and creditworthiness for personal loans and MDS schemes to maintain healthy portfolio quality
- Coordinate timely loan disbursement while ensuring documentation compliance and meeting operational turnaround targets
- Maintain accurate records of gold loans, personal loans, and MDS accounts to support audit and reporting requirements
- Monitor repayment schedules and achieve collection targets across all loan products
- Follow up on overdue accounts and support recovery actions to reduce NPAs and meet recovery performance targets
- Ensure adherence to lending policies, audit requirements, and regulatory guidelines while meeting operational targets




- Maintain strong customer relationships to drive renewals, repeat business, and achieve cross-selling targets
- Skills :

Loan Processing, Credit Assessment, Documentation, Customer Acquisition, Financial Product Knowledge, Cross-selling, Communication Skills, Target Achievement

- Attractive Salary+ Incentive+ Petrol Allowance

Experience :

1–2 years of experience in BFSI (Banking, Financial Services, and Insurance, NBFCs, Cooperative Societies), preferably in direct sales

Pay: ₹15,000.00 - ₹25,000.00 per month

Benefits:

- Paid sick time

Education:

- Higher Secondary(12th Pass) (Required)

Experience:

- banking, NBFCs and Cooperative Societies: 1 year (Required)

Language:

- Malayalam, English (Required)

License/Certification:

- Driving Licence (Preferred)

Location:

- Thirumala, Thiruvananthapuram, Kerala (Required)

Shift availability:

- Day Shift (Required)

Willingness to travel:

- 100% (Required)

Work Location: In person

📌 Loan Manager (TV nagar)
🏢 Urban Agro Multi State Co-Operative Society
📍 TV nagar