• Lead the development and implementation of pricing policy, strategies and models, ensuring they are competitive, profitable and responsive to internal and external changes.
• Lead the pricing for Government business, including tenders.
• Collaborate with the reserving team to integrate reserving analysis into pricing decisions and ensure alignment with the company s risk appetite.
• Work closely with the underwriting and product development teams to design pricing structures that support product innovation and market expansion.
• Analyse market trends and competitor pricing to ensure Kshema s pricing strategy remains competitive and responsive to market dynamics.
• Ensure compliance with regulatory requirements and internal policies in pricing process.
• Lead, mentor, and develop the pricing team, fostering a culture of innovation, continuous improvement and professional growth.
• Work closely with data scientists to utilise spatiotemporal data and build granular and dynamic pricing algorithms.
• Communicate complex pricing concepts and strategies to non-technical stakeholders, including senior management and board members.
• Implement new pricing tools, controls and risk management in the pricing function.
Requirements
Qualification & Experience
• 4+ years of experience in general insurance pricing or portfolio management, including experience in a leadership role.
• Deep understanding of actuarial principles, underwriting, regulatory setting, and product development processes
• Strong leadership skills with experience managing a team and multiple priorities.
• Keen interest in use of emerging technologies like GPTs, Power Platforms etc. in day-to-day work and pricing models.
• Proficiency in data analysis and open-source coding languages like VBA, SQL & Python.
• Strong analytical and problem-solving skills, with the ability to interpret complex data to make informed decisions.
• Excellent communication and interper