Job Summary

SCM: Second line of defence responsibilities to support the SCO for CIB portfolio Global as part of the Global Risk Services Organization out of Bengaluru. Initially it will cover geographies including UK/Europe, Singapore, Hong Kong, UAE and India. This involves oversight and challenge of risk management actions from the First Line, including the following:

• For Credit risk, provide independent oversight and challenge of all credit origination activities and recommend credit risk exposures proposed by the First Line of Defence based on delegated authorities. Responsible for ensuring that the quality of the portfolio is being maintained within acceptable parameters and for escalating significant risks and issues to the senior Management and senior risk committees as appropriate
• While the roles and responsibilities will be also defined by the SLA signed between GRS and the respective geographies, the spirit of the role of being a recommending credit risk officer is covered in the job description.

Key Responsibilities

Strategy





• Aligning with Group’s Business Strategy with the provision of cost and impairment forecasts and a balanced judgement on the external workplace.
• Provide proactive and holistic risk management through identification of emerging risks in the portfolio and assist the SCO/CCO to keep the portfolio in good shape and ensure appropriate risk culture and discipline.

Business

• Communicate the strategic intent and collective agenda for the Risk Function.
• Maintain and develop the Function’s risk capabilities, and skills to meet ongoing business needs and plans.
• Identify measures and monitor material risk affecting the portfolio in the context of the external market environment.

Processes

• Responsible for assisting SCO and along with business units, delivering targeted revenue.
• Supervise all the relevant credit and monitoring processes for the portfolio handled.
• Ensure effective management of the operational risks with

📌 Senior Manager (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru