Area Managers/Circle Business Managers/Regional Product Managers/Regional Business Co-Ordinator
• ROLE PURPOSE & OBJECTIVE
The incumbent is responsible for the overall performance of the portfolio in his/her region in terms of results and targets set as well as for the correct implementing of the established operational procedure of the Product program, encouraging and supervising the team’s productivity, thus achieving the pre-established monthly and yearly goals. Regular and continuous coordination and communication with other departments such as product, credit, operations, IT & HR are fundamental to ensure compliance with results, policies and norms established as well as the development and adjustments of products, marketing strategies, procedures and reporting tools.
• SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
• Drive Average Monthly Business of 300- 750 lacs from each Area Manager
• Manage mapped Portfolio of around 275-750 crs.
• Manage the Target P&L;
• Manage Team of 4 – 8 Area Managers, Each AM will have Team of 4 – 8 SMs. So Overall Team size of 25 – 60 people (Direct + indirect)
• Maintain Target Portfolio Yield
• Maintain Target Collection efficiency in allocated pool
• KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business
• Oversees the performance of the loan’s portfolio of his/her region by area and branch in terms of growth (amount and client base) and productivity (loans disbursed per month)
• Monitor for slippages and suggest alternate measures as required
• Developing objectives and strategies for the region that are required to set up Housing Loans Business
• Developing annual budgets for the region and ensuring that the same is implemented as approved
• Track the portfolio for growth & profitability (Number
📌 Regional Business Manager-MSME (Noida)
🏢 Ujjivan Small Finance Bank
📍 Noida
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