Domain BA — Instruments & Products
Positions: 2 seats — CPI / Compounding / Matched Funding / Call Accounts / Deposits / Structured Products | Location: Offshore | Reports to: Functional Lead | Focus: The Bank's proprietary SA instrument IP through treasury-style call / deposit and structured / standard lending
ROLE PURPOSE
Own the Bank's lending and deposit instrument families end-to-end — from the most proprietary SA instrument IP (CPI-linked, SA-compounding and match-funding) through treasury-style call / notice / deposit products and structured / standard lending, including which are ACBS-fit versus proprietary. In Discovery, extract, document and SME-validate their functional and calculation logic and shape their disposition, specifications and parity targets; through delivery, carry the same logic into build specifications, parity validation, ACBS consolidation and migration.
BUSINESS AREAS OWNED
• CPI-linked loans and annuities (CPI bonds, CPI annuity streams); CPI indexation and JSE compounding conventions.




• SA-specific compounding conventions across lending instruments; average-rate and reference-rate accrual instruments.
• Match funding / asset-to-funding at profile level (matched average / index / preference instruments, TS funding accounts, linked loan-deposit); auto-creation of funding legs; mesh instruments (internal funding); adaptable and index-linked instruments.
• Call and notice accounts (call bond-buyer, call deposit, call loan, notice deposit, notice-index deposit); daily rate-setting and Call Dealer logic; flow-of-funds / mandated-distribution accounts.
• Evergreen (open-ended tenor) deposits; fixed and term deposits; periodic fixed deposits with bespoke reset and rounding.
• Structured / syndicated and bilateral lending; term loans; preference shares; cash-flow and fee streams (cashflow streams, fee streams, coupons); illiquid bonds managed as loans (no daily pricing).

KEY RESPONSIBILITIES
• Produce the Instrument Coverage Map for these group

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