Job Requirements
Role/ Job Title: Senior Relationship Manager-Commercial Banking

Business: Wholesale Banking

Function/ Department: Commercial Banking

Job Purpose:

'Own end‑to‑end acquisition and relationship management of mid‑corporate clients to deliver sustainable revenue and book growth across assets and liabilities, with a solid focus on new‑to‑bank (NTB) acquisition and activation and on cross‑sell of transaction banking products e.g., Cash Management Services (CMS), Trade Services—and treasury/FX solutions, while maintaining portfolio quality, ensuring compliance with risk policies, and orchestrating seamless service through cross‑functional collaboration

Roles & Responsibilities:

'1. Business Development:
o Acquire recent mid-corporate clients and onboard them successfully
o Achieve targets for fund-based and non-fund-based products, such as working capital loans, term loans, and trade finance
o Cross-sell products like treasury services, cash management services, forex services, salary accounts, etc.
Revenue Generation:




o Meet income targets from interest and fee-based products for both assets and liabilities
o Focus on increasing wallet share by offering customized solutions to clients
Client Relationship Management:
o Build and maintain solid relationships with key decision-makers in client organizations
o Ensure high client satisfaction scores through regular engagement and prompt issue resolution
Risk Management:
o Monitor the creditworthiness of clients and ensure compliance with the bank's risk policies
o Minimize non-performing assets (NPAs) by maintaining a healthy portfolio
o Ensure CAM preparation for NTB as well as for ETB renewals and covenant monitoring for existing contracts
Team Collaboration:
o Work closely with product teams (e.g., treasury services, cash management services, forex services) to meet client needs
o Coordinate with credit and operations teams for seamless service delivery

Secondary Responsibilities:

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📌 Senior Relationship Manager Rajkot
🏢 IDFC FIRST Bank
📍 Rajkot