About Payfin

Payfin is a growing fintech platform enabling businesses to manage collections, payouts, and financial operations with speed, security, and reliability.

As we scale our payment infrastructure and merchant ecosystem, we are strengthening our Finance function and looking for an Accounts & Finance Executive to support accounting operations, reconciliations, settlements, payments, and statutory compliance.

This role is ideal for a commerce/finance graduate who wants hands-on exposure to fintech accounting, payment settlements, UPI transactions, payout operations, reconciliation, GST and TDS compliance.

Key Responsibilities

1. Accounting & Bookkeeping

- Record and maintain day-to-day financial transactions in accounting software.
- Prepare and maintain journal entries, ledger postings, invoices, receipts and supporting documents.
- Assist with accounts payable and receivable activities.
- Support month-end and year-end closing activities.
- Assist in preparing financial reports and management MIS.

2. Reconciliation & Settlement Operations

- Perform bank, merchant, vendor and settlement reconciliations.
- Match payment gateway transactions with bank statements and internal transaction records.
- Assist in validating UPI collections, payouts and settlement transactions.
- Identify transaction mismatches, exceptions, reversals and pending settlements and coordinate with relevant teams for resolution.
- Support daily/weekly reconciliation and exception reporting.
- Coordinate with Operations, Product and Technology teams for transaction and settlement-related queries.

3. Vendor & Merchant Payments

- Verify vendor invoices and supporting documents before processing payments.
- Maintain vendor payable records and payment schedules.
- Assist in preparing merchant/vendor payout files for finance approval.




- Validate payout amounts against approved transaction and settlement data.
- Track outstanding payables and follow up for required documentation.

4. GST, TDS & Statutory Compliance Support

- Assist the finance team in maintaining documentation required for GST and TDS compliance.
- Support preparation and verification of GST/TDS-related data and working papers.
- Maintain records required for statutory audits and internal reviews.
- Ensure invoices, receipts, tax documents and financial proofs are properly maintained.
- Support responses to finance-related queries raised during audits, bank reviews and TSP/partner due diligence.

5. Internal Controls & Documentation

- Follow established finance approval and payment processes.
- Ensure adequate supporting documentation is available for financial transactions.
- Assist in maintaining finance SOPs, checklists, reconciliation records and audit trails.
- Escalate unusual transactions, discrepancies or control exceptions to the reporting manager.

Skills & Competencies

- Strong understanding of accounting principles and bookkeeping.
- Good knowledge of MS Excel, including basic formulas, filters, sorting and data reconciliation.
- Ability to work with large transaction datasets and identify discrepancies.
- Strong attention to detail and numerical accuracy.
- Basic understanding of GST, TDS and statutory compliance.
- Good analytical and problem-solving skills.
- Strong coordination and communication skills.




- Ability to work with cross-functional teams in a fast-paced fintech environment.
- Willingness to learn payment processing, settlements and reconciliation processes.

Educational Qualification

- Bachelor's/Master's degree in Commerce, Finance, Accounting, Business Administration or a related discipline.
- Candidates with certifications or practical knowledge of Tally/ERP, Advanced Excel, GST/TDS or NISM will be preferred.

Preferred Experience

- 1+ year of experience in Accounts, Finance Operations, Reconciliation, Banking Operations or Fintech.
- Exposure to payment gateways, UPI, merchant settlements, payouts or transaction reconciliation will be an advantage.
- Fresh graduates with strong accounting fundamentals and relevant internship/project experience may also be considered.

What We Offer

- Hands-on exposure to fintech finance and payment operations.
- Practical experience in UPI, collections, payouts and merchant settlements.
- Exposure to bank and merchant reconciliation and transaction-level financial controls.
- Learning opportunities in GST, TDS, audits and financial compliance.
- Cross-functional exposure to Finance, Operations, Product and Technology teams.
- Growth opportunities into Reconciliation, Finance Operations, Settlements, Compliance or broader Finance roles.

Job Types: Full-time, Permanent

Pay: ₹18,000.00 - ₹25,000.00 per month

Advantages:

- Health insurance
- Paid sick time
- Provident Fund

Ability to commute/relocate:

- JP NAGAR 1ST PHASE, Karnataka: Reliably commute or planning to relocate before starting work (Required)

Education:

- Bachelor's (Required)

Experience:

- Accounts payable: 1 year (Required)
- Accounts receivable: 1 year (Required)
- Reconciliation: 1 year (Required)

Work Location: In person

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