This is an opportunity to be part of the Credit and Fraud Risk Controllership (C&FRC;) team. The individual will contribute to the successful implementation of various system enhancements, analytics, and automated reports.

Purpose of the role:

As part of a world-class Controllership group, the C&FRC; organization is responsible for managing end to end credit and fraud processes from reserve adequacy assessment through to the external and regulatory reporting.

Additionally, the C&FRC; processes underwent a significant change with the implementation of IFRS9 effective January 2018 and CECL effective January 2020. The incumbent will work closely with Controllership, Risk Decision Science, Risk Finance, Technologies, and other groups responsible for day-to-day deliveries. Further, several enterprise-wide finance platform modernization initiatives like Oculus, LUMI (Google cloud platform), ODS hollow-out, Fusion impact credit reserving infrastructure. Successful candidate is expected to lead & represent C&FRC; in these initiatives to analyze changes & transformation needed to implement the project for seamless point of arrival state.

This role will support tech development of various features for credit reserving, disclosures and management reporting as a Business Specialist and will form a part of the Product Owner (PO) Group within the C&FRC; organization.

Experience:

- Experience in areas like project management, process governance, control & compliance or accounting and reporting is required.

- Testing management and execution experience is a plus.

- Agile trained is a plus.

- In addition to above, experience with credit reserves and portfolio analysis, financial modeling and accounting is desired

- Experience with financial reporting requirements and processes.





- Exhibits organizational skills with the ability to meet/exceed critical deadlines and manage multiple deliverables simultaneously.

- A self-starter, proactive team player with a passion to consistently deliver high quality service and exceed customers’ expectations.

- Excellent Communication Skills; Verbal, Written

Academic Background:

- Engineer in the field of software development or computer science

- 3-5 years of project work experience or accounting and reporting experience

- Experience with implementing / supporting large-scale changes

Functional Skills/Capabilities:

- Strong process orientation and analytical problem-solving skills demonstrated process improvement.

- Excellent written and verbal communications skills, strong collaboration, and relationship skills.

- Excellent relationship building, presentation and collaboration skills.

Technical Skills/Capabilities:

- Analytical and problem-solving skills

- Knowledge of financial systems

- A good understanding of the banking products is a plus

- Python, SQL, HIVE, Java, Tableau and data analysis

- Awareness of relevant US GAAP/Local GAAP/IFRS

Behavioral Skills/Capabilities:

- Results driven, self-starter, able to lead and influence without direct authority.

- Ability to be flexible, prioritize multiple demands, and effectively manage in a matrix organization.

Strong leadership skills

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.



From delivering differentiated products to providing world-class customer service, we operate with a solid risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

📌 Financial Systems Analyst I (Gurugram)
🏢 American Express
📍 Gurugram