Job Description:

Roles & Responsibilities – Structured Finance (Structuring)

Deal Structuring & Evaluation

- Structure customized financing solutions based on client requirements and cash flow assessment.
- Evaluate transaction feasibility, risk, profitability, and security structure.
- Design lending solutions across term loans, LAP, promoter funding, and structured credit.

Financial & Credit Analysis

- Analyze financial statements, cash flows, and business performance.
- Build financial models and assess debt servicing capability.
- Identify key risks and recommend mitigation measures.

Credit & Proposal Preparation

- Prepare credit notes, investment memorandums, and transaction summaries.
- Present recommendations to credit committees and senior management.
- Ensure compliance with internal policies and regulatory requirements.

Transaction Execution

- Coordinate with business, legal, risk, and operations teams for deal closure.
- Review transaction documents, term sheets, and sanction letters.
- Monitor documentation and pre-disbursement compliance.

Portfolio Monitoring





- Monitor portfolio performance and borrower financial health.
- Track covenant compliance and identify early warning signals.
- Support refinancing and restructuring initiatives where required.

Stakeholder Management

- Engage with clients, promoters, and internal teams to understand funding needs.
- Support business teams in structuring and negotiating transactions.
- Participate in client meetings and due diligence discussions.

Market Research

- Monitor industry trends, market developments, and regulatory updates.
- Assess sector opportunities, risks, and competitive market practices.

Key Skills Required

- Structured Finance & Credit Underwriting
- Financial Modelling & Valuation
- Cash Flow Analysis
- Risk Assessment & Mitigation
- Debt Structuring & Documentation
- Corporate Finance
- Excel & Financial Analysis
- Negotiation & Stakeholder Management
- Presentation & Credit Writing Skills

📌 Credit Structure Finance - NBFC - Mumbai
🏢 AimsHR Consulting
📍 Mumbai