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Credit Executive – Digital Lending

Location: Gurugram

Experience: 1–4 years

Industry: Digital Lending / Fintech / NBFC

Employment Type: Full-time

About The Role

We are building a new-age, tech-led digital lending business focused on small-ticket, short-tenure unsecured loans for Indian customers.

We are a team of seasoned operators from premier institutions like IIT, NSIT, IIM, with experience working in companies like ICICI Bank, Flipkart, Airtel, Anand Rathi, Snapdeal, RBS etc. We are looking for a highly detail-oriented and execution-focused Credit Executive who will be responsible for customer verification, underwriting, document validation, fraud checks, and ensuring high-quality loan decisions.

This role involves interacting with customers, analyzing applications, identifying risk indicators, validating documents, and ensuring that loans are disbursed only to eligible and genuine borrowers while maintaining portfolio quality and turnaround times.

The ideal candidate should come from a digital lending, instant personal loan, salary advance,



short-term unsecured lending, or fintech-NBFC background and should possess solid analytical skills and attention to detail.

Key Responsibilities

• Review and underwrite loan applications in accordance with company credit policies and risk parameters.
• Interact with customers over calls to understand profile details and clarify discrepancies in information or documentation.
• Verify KYC documents, bank statements, salary proofs, employment details, and other customer information.
• Conduct bureau analysis and assess customer repayment capacity and creditworthiness.
• Identify fraud indicators, suspicious profiles, forged documents, and unusual customer behavior patterns.
• Re-evaluate applications wherever additional information or clarification is required.
• Coordinate with customers and internal teams for pending documents and profile completion.
• Ensure adherence to internal credit

📌 Credit Executive (Gurugram)
🏢 Credit91
📍 Gurugram