Location: Noida (On-site)
Employment Type: Full time
Experience: 8+ Years

About Novel Patterns:
Novel Patterns is an AI-native financial intelligence company building intelligent decision platforms for financial institutions. Founded eight years ago, the company has grown profitably by solving complex, real-world challenges across banking, lending and investment management.
Its platforms combine financial domain intelligence, AI reasoning, decision orchestration and governance to help financial institutions automate workflows, strengthen risk assessment, detect fraud, monitor loan portfolios and manage investments at scale. Today, Novel Patterns serves 140+ financial institutions across India, Africa and Southeast Asia.
Its platforms include:
• DecisionOS – An intelligence platform for lending that connects financial data, decision-making, workflows and governance.
• Genesis – Unified investment management for Portfolio Management Services (PMS), Mutual Funds and Alternative Investment Funds (AIFs).
• CART – AI-powered credit underwriting, Credit Appraisal Memorandum (CAM)



automation and machine learning-driven fraud detection.
• Hawkeye – Post-disbursement loan monitoring and early warning intelligence to identify emerging credit risks.
• MyConcAll – Video-based KYC, Personal Discussion (PD) and customer engagement intelligence.

At Novel Patterns, the focus is on building technology that enables financial institutions to make smarter, faster and more informed decisions while maintaining control, transparency and governance across critical financial operations.

Role Overview:
As a Lead Data Scientist at Novel Patterns, you won’t just build models - you’ll shape how
financial institutions make decisions at scale. You will lead the design and deployment of production-grade ML systems that power credit underwriting, fraud detection, early warning systems, and portfolio intelligence used by banks and NBFCs across geographies. This is a hands-on leadership role with d

📌 Lead Data Scientist (Noida)
🏢 Novel Patterns
📍 Noida