Role: Senior Rating Analyst - Credit Rating (LCG)

Business: Ratings

Department: Large Corporate Group- Corporate Sector

Experience: 2 to 4 years

Job Role: Independent handling of portfolio of Security Receipts rating across corporate and retail stressed loans

Functional Skills / Knowledge

- Technical:
- Positive understanding of balance sheets, P&L; statements and cash flows. Ability to build future cash flows and assess debt repayment ability
- Strong understanding of stressed loans across key sectors like Real estate, Roads, Housing loans or any other retail loans.
- Ability to understand contractual agreements including financial covenants, clauses and their repercussions
- Knowledge of laws and regulations relating to stressed assets shall be added advantage

- Client Management / Stakeholder Management:

- Ability to assist team in meeting preparation covering analysis of past trends and future projections
- Undertake in-person meetings with senior management personnel at client side to discuss strategy, business and financial performance

- Writing and Presentation Skills:

- Writing detailed rating reports to explain the rationale behind the rating




- Making presentations to Crisil Ratings Rating Committee
- Preparation of sector notes
- Writing opinion pieces to cover developments / share outlook on various asset classes / sectors

- Regular Portfolio and Sector Monitoring

- Monitoring and tracking the financial performance on quarterly basis aside from event-based reviews
- Stay updated on the latest market developments and their implications

Candidate Profile

- Excellent oral and written communication skills primarily focused on managing client communication and report writing
- Ability to get execution of transactions under stringent timelines
- Has relevant experience in stressed assets management and recovery infrastructure
- Experience in handling CXO conversations at in-person meetings
- Proficient in GenAI prompt writing, MS-Excel, MS-Word, MS-Power Point

Education - CA/CFA / MBA

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

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