Managing risk in gold loan by ensuring collateral quality processes are as per defined process in allocated region.
Culture anchor: Work hard - Consistently puts in effort; executes with rigor - Takes responsibility for meeting targets with focus and effort; Own it - Maintains honesty and fairness in all interactions in line with organization's policies; Act with integrity.
Responsibilities
- Branch visit for gold verification.
- Reappraising gold purity, weight and content of ornaments pledged at branch.
- Preparing monthly reports by consolidating observations.
- Preparing initial plan from next month's branch coverage.
- Online audit of gold loan LANs.
- Gauging levels of financial risk within organization by visiting branches.
Required Qualifications and Experience
- Educational Qualifications: Minimum Graduate
- Work Experience: 1-3 yrs experience in gold loan assaying role, either with competitor or internal.