Job Summary

We are looking for an experienced UPI Payments Tester with robust knowledge of NPCI payment systems and digital banking channels. The candidate will be responsible for validating end-to-end UPI transaction flows, payment processing, integrations, reconciliation, and settlement workflows while ensuring seamless customer experiences across banking applications. Should have experience in API POSTMAN

Key Responsibilities
Perform Functional, System, Integration, SIT, UAT, and Regression Testing for UPI applications.
Validate end-to-end UPI transaction flows including:
P2P (Person-to-Person)
P2M (Person-to-Merchant)
UPI Collect Requests
Intent Flow
QR Payments
AutoPay Mandates
UPI Lite
Test customer onboarding, VPA creation, account linking, device binding, and UPI PIN management.
Validate transaction status, reversals,



refunds, dispute handling, and reconciliation processes.
Perform API testing using Postman, Swagger, or similar tools.
Execute database validation using SQL queries.
Prepare and execute test cases, test scenarios, and test data.
Log and track defects using JIRA/ALM and coordinate with development teams for resolution.
Validate integrations with NPCI switch, Core Banking System, IMPS, BBPS, NACH, and other payment gateways.
Prepare Daily Status Reports, Test Summary Reports, and Defect Metrics.
Participate in production validation and deployment testing activities.
Good Have Skills : Finacle

📌 Test Engineer (Mumbai)
🏢 Quality Engineering
📍 Mumbai