Key Responsibilities
Process and monitor Working Capital products including:
Cash Credit (CC)
Overdraft (OD)
Bank Guarantees (BG)
Letter of Credit (LC)
Bills Discounting
Supply Chain Finance transactions
Verify and process disbursements, renewals, limit setups, enhancements, and closures.
Perform documentation scrutiny, regulatory checks, and compliance verification.
Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
Monitor pending cases and ensure timely resolution within defined TATs.
Handle operational exceptions, reconciliations, and audit observations.
Ensure adherence to RBI guidelines, internal policies, and risk controls.
Support process improvement initiatives and automation projects.
Prepare operational MIS, dashboards, and management reports.





Eligibility
Graduate/Postgraduate in Commerce, Finance, Banking, or related field.
4â€8 years of experience in Working Capital Operations within Banking/NBFCs.
Solid understanding of trade finance and working capital products.
Knowledge of documentation, disbursement processes, and operational risk controls.
Exposure to core banking and workflow systems preferred.

Key Skills
Working Capital Operations
Trade Finance Operations
Documentation & Compliance
Operational Risk Management
Stakeholder Management
Reconciliation & MIS Reporting
Process Improvement
Attention to Detail

📌 Operations Team Member O Wbg Operations Ops 0180 8190 1086560 Dharwad
🏢 Kotak Mahindra Bank
📍 Dharwad