Key Roles &Responsibilities;
Assess financial statements, credit histories, paymentbehaviour, and contractor risk for Surety Bond proposals.
Conduct detailed evaluation of project risks, EPC contracts, concession agreements, tender conditions, and beneficiary requirements.
Structure and underwrite various Surety Bonds such as Performance Bonds, Advance Payment Bonds, Retention Bonds, Supply Bonds, and other project?linked guarantees.
Ensure seamless issuance, documentation accuracy, andtimelycommunication to clients and stakeholders.
Build andmaintainstrong relationships with brokers, corporate clients, banks, lenders, EPC contractors, and industry partners.
Liaise with internal teams including finance, operations, legal, compliance, and risk for underwriting decisions and policy issuance.
Monitor early warning indicators, deterioration trends, exposure concentration, and overdue risks across the Surety portfolio.
Address client queries, guide them through policy processes, and ensure customer?centric service delivery.
Participate in strategic deal discussions, renewal meetings, and portfolio reviews with brokers and partners.
Maintain audit?ready documentation, ensure 100% compliance with governance norms, and meet all regulatory reporting timelines.





Key Requirements – Education & Certificates
Chartered Accountant (preferred) or MBA/PGDM in Finance, Risk, or Insurance.
Skilled insurance certifications such as AIII / FIII are an added advantage.

Key Requirements - Experience &Skills;

Experience
8–14 years in Corporate Insurance, Commercial Lines, Sales Capability, or BFSI Capability roles
Experience in GI industry, broking, riskadvisoryor corporate distribution enablement preferred

Skills
Solid understanding of commercial lines, underwriting fundamentals, and risk-based solutioning for corporate clients
Ability to build structured learning architectures, certifications, simulations and deliver high-quality trainings
Robust ability to collaborate with Corporate Sales, Underwriting, Product, RiskEngineeringand external partners to drive aligned capability outcomes
Comfort withanalyzingsales performance data,identifyingcapabilitygapsand measuring impact throughproficiencyand business metrics
Strategic thinking with strong execution discipline
Excellent communication and presentation skills
Agility,problem-solvingand solution-oriented mindset

📌 Deputy Vice President Commercial Underwriting Mumbai
🏢 HDFC ERGO General Insurance
📍 Mumbai