Job PurposeTechnical due diligence of property including conducting property visits, market survey and preparation of valuation reports as per the valuation standards.Job Context & Major ChallengesJob Context/ Job Challenges:Organizational ContextKey Aspects:Part of the Aditya Birla Capital Limited, Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans.ABHFL has grown at a steady rate while reporting positive asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of segments like Affordable and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market. and is poised for rapid growth and plans to grow 5X (40,000 Cr) in the next 5 years. This shall take ABHFL within the top 5 percentile of HFCs in the country.The ABHFL Sales organization works broadly with 3 customer segments – retail (individual) customers,



institutional customers (for retail and institutional loan consumers) and builders (for both retail tie-ups and construction finance), with a major share of the business coming from retail customers. Client segments can also be divided into Salaried and Self-employed, with both of these having very different preferences and needs.Job ContextResponsible for visiting property sites and taking measurementsConduct market survey to understand prevailing fair market valueConducting due diligence of collaterals as per local applicable by-laws.Update the stage progress for under construction projects as part of APF monitoringPrepare valuation reports and update them manual / digitally.Check property title documents and approved building planKey ChallengesVendor cost as the business volume is proposed to scale up.Geography is extending in both Tier-1 and Emerging marketsTo better control over collateral standards with respect to affordable and informal segments.Enabling Skill Sets & QualificationsShould be Bachelor / Diploma degree in Civil Engineering.Key Result AreasKRA (Accountabilities) (Max 1325 Characters)Supporting Actions (Max 1325 Characters)KRA1Property visits and report preparation (APF/ Individual / Monitoring / Audit )Minimum 50 no. subject to Business volumeKRA2TATT+2 of 80% volumeKRA3Audit and complianceAs per ABHFL standardsKRA4Upskills with real estate market knowledgeQualitative subject to reporting manager feedback

📌 Area Technical Manager (Ahmedabad)
🏢 Birla Carbon Italy
📍 Ahmedabad