Job DescriptionAre you looking for an exciting opportunity to join a energetic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.As a Wholesale Credit Risk APAC – Analyst in the Wholesale Credit Risk APAC team, you will be based in Mumbai playing a crucial role in onboarding new clients, performing credit analysis, structuring, negotiating, and developing recommendations for new transaction approvals across a variety of products, including loans, derivatives, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and client grading. Your role will involve ongoing credit risk portfolio management, new client onboardings, portfolio reviews and ad-hoc macro environment related stress exercises. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm’s balance sheet effectively.Job responsibilitiesDemonstrate proactive ownership of your assigned portfolio of clients including borrower/market performance and acting as the main point of contact for all internal and external stakeholders for your portfolioConduct transaction due diligence and credit analysis to assess counterparty creditworthinessMake recommendations on appropriate structure, risk appetite, and client grading informed by forward-looking credit analysisParticipate in structuring and documentation negotiations with the support of senior colleaguesBalance a commercial and solution-driven mindset with a sound risk and controls attitudeCommit to personal development and foster team knowledge through coaching and trainingDevelop close working relationships with various stakeholders/product partners within the Commercial & Investment BankDrive key initiatives and process changes by identifying limitations/gaps in systems, risk controls, and policiesRequired qualifications, capabilities, and skillsBachelor’s Degree in Business, Finance, or a related fieldFamiliarity with the concepts of Credit Risk – how it may arise and potential mitigantsGood interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholdersAbility to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environmentAbility to think holistically and logically and communicate own views in an easy to understand fashionPreferred qualifications, capabilities, and skills2-3 years of experience in credit risk management in the financial services industry would be highly regardedRelevant postgraduate qualifications (e.G., MBA, Masters of Finance, CFA, CA) would be highly regardedKnowledge of the Corporates and Financial Institutions financial analysis

📌 Corporate & Investment Bank Credit Risk Analyst (Maharashtra)
🏢 Jp Morgan
📍 Maharashtra