Analyst-Risk Management Gurugram, HR, India(Hybrid) **Job Description** Within GRC, the Treasury Risk Oversight Group is the independent risk management team covering all financial risks undertaken by the Treasury function at American Express. The team's core responsibility is to design and execute risk measurement and controls across balance sheet management areas, including funding and liquidity risk, market risk, and capital management. The Analyst Treasury Risk Oversight will be responsible for providing independent oversight and effective challenge of liquidity risk management across American Express and American Express National Bank (AENB). This individual will work closely with senior management and business units to ensure effective identification, assessment, and mitigation of market risks. Shift Timings: Mon to Wed : 1:00 PM - 10:00 PM ; Thu :11:00 AM - 8:00 PM and Fri : 9 am - 6pm **Responsibilities** + Identify, analyze, and quantify liquidity risk exposures. + Implement liquidity risk management strategies, policies, and procedures in alignment with the organization's risk appetite, regulatory requirements, and leading practices. + Leverage analytical frameworks for independent risk assessment and deliver effective challenge on critical processes including Liquidity Stress Testing, Funding Plan, Intraday Liquidity Management, Cash Flow Forecasting and Asset-Liability Management. + Calibrate and monitor limits and escalation thresholds to ensure that all material market risks are mitigated and maintained within risk tolerance. + Perform independent reviews of key treasury risk management processes. + Support the Manager, Treasury Risk in executing ongoing oversight, monitoring, and risk assessment activities. + Manage the risk appetite framework, senior management communications, and committee/Board reporting for the market risk pillar. + Monitor trends, market developments, and regulatory changes to proactively identify emerging risks and opportunities for risk mitigation and optimization.



+ Foster a strong risk culture and awareness of liquidity risk throughout the organization through training, communication, and knowledge sharing initiatives. **Qualifications** + In-depth knowledge of risk management processes, metrics, analytics, systems, and regulatory guidelines. + Prior experience in risk management or finance. Exposure to asset-liability management (ALM), liquidity risk management, stress testing. LCR/NSFR is a plus. + Excellent verbal and written communication skills, combined with rigorous analytical and problem-solving skills and meticulous attention to detail. + Proven ability to translate complex and disparate information into comprehensive and cohesive messaging for senior leadership, committees, audit, and regulators. + Proactive in identifying issues, escalating key findings, and advising on recommended solutions to mitigate risks in a timely fashion. + Advanced proficiency in Excel and PowerPoint. + Graduate degree in Finance, Statistics, Actuarial Science, Mathematics, Econometrics, Business Administration, Operations Research, Engineering, or a related fields + Knowledge of SQL, Python, and Bloomberg + CFA or FRM designation is a plus. At American Express, our culture is built on a 175-year history of innovation, shared values (https://www.americanexpress.com/en-us/company/who-we-are/) and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex,



you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + Support for financial-well-being and retirement + Comprehensive medical, dental, vision, life insurance, and disability perks (depending on location) + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + Generous paid parental leave policies (depending on your location) + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. **Job Info** + Job Identification 26014647 + Job Category Risk + Posting Date 10/06/2026, 01:31 PM + Apply Before 10/14/2026, 06:30 PM + Job Schedule Full time + Job Shift Day + Locations AMEX Sub Tehsil Kadipur, Gurugram, HR, 122004, IN(Hybrid) + Career Area Analytics & Risk Management Return to Jobs List (https://careers.americanexpress.com/en/sites/CX_1/jobs)

📌 Analyst-Risk Management (Gurugram)
🏢 American Express
📍 Gurugram