**Core Skills:** + Knowledge in US GAAP (Generally accepted accounting principles) and IFRS International Financial reporting standard. + Assessment / Evaluation of financial statement analysis + In-depth Knowledge of credit risk assessment, management and decision making + In-depth knowledge in Financial ration analysis + Sourcing of financial statement and analysis with the help of non-financial statements + Hands on experience in Property valuation for Europe continent + Strong analytical and decision-making skills. + Excellent understanding of banking sector regulatory requirements related to credit risk. + Proficiency in risk management software and tools. + Strong communication and interpersonal skills. + Ability to manage multiple clients and projects simultaneously. + Leadership skills with the ability to inspire and develop a team. **Client Management:** + Serve as the primary point of contact for banking sector clients regarding credit risk management services. + Understand client needs and ensure that services meet or exceed client expectations + Develop and maintain strong client relationships to foster long-term partnerships. **Credit Risk Management:** - Develop, implement, and oversee credit risk management policies and procedures tailored to client requirements. - Monitor and assess the credit risk profile of client portfolios. - Conduct regular credit risk assessments, stress testing, and scenario analysis. - Provide strategic recommendations to clients to mitigate credit risks.



**Service Delivery:** - Ensure the timely and accurate delivery of credit risk management services to clients. - Maintain high standards of quality and compliance in service delivery. - Develop and manage service level agreements (SLAs) with clients. **Team Leadership:** - Lead, mentor, and develop a team of credit risk analysts and managers. - Foster a culture of continuous improvement and career development within the team. - Allocate resources effectively to meet client and business needs. **Compliance and Reporting:** - Ensure compliance with all relevant client, regulatory, and industry standards. - Prepare and present regular reports on credit risk management activities and outcomes to clients and senior management. - Keep abreast of changes in regulations and best practices in credit risk management. **Operational Efficiency** : - Identify and implement process improvements to enhance the efficiency and effectiveness of credit risk management services. - Leverage technology and data analytics to optimize service delivery. **Qualifications:** - Bachelor's degree in Finance, Accounting, Business Administration, or a related field. MBA or relevant certification (e.g., CFA, CPA, ICWA) is a plus. Note - Avoid, Engineering with MBA profiles. **Experience:** - Minimum of 10-15 years of experience in credit risk management (Corporate underwriting equivalent experience), with a significant portion in the banking sector. - Experience working in a BPO or shared services environment is highly desirable. - Proven track record of managing client relationships and delivering high-quality services.

📌 BPO Manager (Chennai)
🏢 NTT America
📍 Chennai