Job Title - Junior Credit Analyst - Commercial Real Estate

Location: Mumbai

Key Responsibilities -

Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L; statements, and creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.

Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.

Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.





Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.

Key Skill & Qualifications

Education: CA, MBA (Finance), CFA, or equivalent.

Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.

Technical Skills: Robust financial modeling, credit analysis, and proficiency in MS Excel.

Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.

Communication: Excellent report-writing and presentation

📌 Credit Analyst CRE (Surat)
🏢 Intellectual Capital HR Consulting
📍 Surat