Underwriting decisions shape the outcome of every policy we issue. As a General Insurance Underwriter at PromptTech, you need to have a good understanding of general insurance products ( property, health, liability, Employee Benefits etc.) and the underwriting principles. Each case presents a different risk profile, which means the role offers continuous exposure to varied scenarios rather than repetitive work. This range allows you to build depth across multiple insurance lines and develop sound underwriting judgment over time.

Strong performance is recognised through performance-based bonuses and our Champions Club, which celebrates employees who make significant contributions. You will also receive company-sponsored health insurance and an International Life & Accident Insurance policy, within a workplace that is Great Place to Work-Certified™ and committed to supporting qualified growth.

If you bring sound judgment and a strong understanding of general insurance products, we welcome your application.

Key Responsibilities

- Evaluate and assess risks for general insurance proposals .
- Analyse application forms, supporting documents, previous claims history, and creditworthiness of clients.
- Determine coverage terms, premium amounts, policy conditions, and exclusions.




- Communicate with agents, brokers, or direct clients to obtain additional information if required.
- Ensure adherence to underwriting guidelines, company policies, and regulatory compliance.
- Collaborate with other departments such as claims and sales to provide appropriate insurance solutions.
- Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings.
- Monitor portfolio performance, analyse risk exposure, and recommend pricing or product adjustments.
- Assist in developing and improving underwriting processes and systems.
- Handle renewal underwriting and portfolio analysis.
- Bachelor’s degree in Insurance, Business, Finance, or a related field.
- 1-2 years of experience in general insurance underwriting.
- Sound knowledge of underwriting principles, general insurance products, and risk assessment.
- Strong analytical and decision-making skills.
- Excellent verbal and written communication skills.
- Attention to detail and high level of accuracy.
- Proficiency in MS Office and insurance-related software platforms.

Job Types: Full-time, Permanent

Benefits:

- Health insurance
- Life insurance

Work Location: In person

📌 Insurance Underwriter (Thiruvananthapuram)
🏢 PromptTech Global
📍 Thiruvananthapuram