Job Description:

Job Summary

The Risk Analyst is responsible for identifying, assessing, monitoring, and reporting various risks associated with the bank’s lending, financial, and operational activities. The role supports effective risk management practices, regulatory compliance, and the bank’s overall risk mitigation strategy.

Key Responsibilities

- Analyze credit, market, liquidity, and operational risks associated with banking activities.
- Assess borrower financial statements, creditworthiness, repayment capacity, and credit exposure.
- Monitor loan portfolios, non-performing assets (NPAs), overdue accounts, and early warning indicators.
- Prepare risk assessment reports, dashboards, and management information system (MIS) reports.




- Conduct portfolio analysis and identify emerging risk trends and potential losses.
- Review credit proposals and ensure compliance with the bank’s internal risk policies.
- Monitor risk limits, key risk indicators (KRIs), and exposure levels.
- Support stress testing, scenario analysis, and risk modeling activities.
- Ensure compliance with applicable RBI regulations, internal policies, and relevant banking guidelines.
- Coordinate with credit, compliance, audit, treasury, and business teams.
- Assist in internal audits, regulatory reporting, and risk control reviews.

📌 Risk Analytics-Mumbai
🏢 Acura Solution
📍 Mumbai