Line of Service
Advisory

Industry/Sector
FS X-Sector

Specialism
Operations

Management Level
Associate

Job Description & Summary
A career within Application and Emerging Technology services, will provide you with a unique opportunity to help our clients identify and prioritise emerging technologies that can help solve their business problems. We help clients design approaches to integrate new technologies, skills, and processes so they can get the most out of their technology investment and drive business results and innovation.

Must have experience in any of the following:
Cards Business:
 Experience in creating new product propositions, target segmentation, customer acquisition
strategies, loyalty programs, P&L; and strategic partnerships around cards.
 Must have an experience or understanding of cross-sell/ affordability programs.
 Experience in card portfolio management, business development and scaling existing card
portfolios including enhancing activation and monthly engagement rates.




 Experience in designing end to end customer engagement communication plan and campaigns
to improve portfolio activity
 Must have understanding of credit and underwriting risk, scorecard analysis
 Have provided consultation to banks or FinTechs on creating new viable product proposition
with market expectation.
 Must have hands on experience in cards implementation from ideation, planning to launch for a
new card product.
 Experience in setting up entire cards business for current bank/Fintech and ensuring profitability of
the new product.
Cards Operations:
 Must have worked on the end-to-end cards operations for a bank or Fintech.
 Have managed card operations for credit cards, debit cards or virtual cards for banks or
Fintechs
 Good understanding of operations process and key components for pre-issuance,
authorizations, disputes, collections, NPA, scheme reporting, reconciliation & Settlement and
other post issuance activities.
 Experience in setting up at least 1 o

📌 Associate (Mumbai)
🏢 PwC India
📍 Mumbai