Primary Job Duties/Responsibilities The key job duties/responsibilities are enumerated below:
- Lead disbursement and billing functions of NBFC company as per approved policies, systems and agreements.
- Review borrowers agreements to verify all pre-disbursement conditions (PDCs) and validate the supporting documentation submitted by borrowers • Assess and confirm the security status underlying the loan agreements • Ensure strict compliance with internal guidelines, policies, and regulatory requirements pertaining to disbursement activities • Review documents shared by cross functional teams and ensure alignment with disbursement requirements • Monitor the preparation and generation of documents required for recommending remittances to borrowers • Ensure maintenance of accurate records of interest, spreads, and other commercial terms on the Loan Management System (LMS) • Generate and validate cash flow statements in accordance with the respective facility agreements • Monitor the billing activities in line with established internal processes • Validate financial documents for generation of invoices with accuracy and compliance • Support internal and external audits and inspections by ensuring timely provision of required information • Contribute to process improvements and automation initiatives to enhance overall productivity and efficiency • Prepare MIS reports and perform analysis of data and trends.
- Monitor key operational metrics and generate performance tracking reports • Maintain accurate and updated data on the loan management system and other internal operational platforms Classification:
Public • Coordinate with cross functional teams to ensure smooth execution of operational activities • Collaborate with leadership on strategic and operational initiatives • Communicate effectively with internal and external stakeholders to ensure seamless workflow and issue resolution • Represent the department in meetings and contribute to initiatives that enhance organizational productivity • Ensure adherence to policies, regulations, quality standards • Maintain audit ready documentation and SOPs • Perform any other responsibilities assigned from time to time Educational Qualifications • Candidate should be a Graduate with professional qualification either a degree in Business Administration (MBA) specialising in Finance / CA / CMA or an equivalent degree in Finance.
Experience • The candidate must have a minimum of at least 12 - 16 years of overall experience in a NBFC (Minimum size 3000 Crores) of which at least 8 years of experience in loan operations/credit operations.
- Strong exposure to loan disbursement processes, including pre-disbursement checks (PDCs) and documentation review.
- Hands-on experience with Loan Management Systems (LMS) and operational platforms • Experience in billing, invoicing, interest computation, and cash flow validation • Positive understanding of loan agreements, security structures, and compliance requirements • Exposure to regulatory guidelines (RBI/NBFC norms) and internal policy adherence • Experience in handling MIS reporting, data analysis, and operational metrics tracking • Ability to work with cross-functional teams (credit, legal, treasury, etc.) • IT competence with proficiency in various IT tools/software application required for tracking sectoral credit and reporting of the same. Proficiency in MS excel, MS PowerPoint and other analytical tools • Should have ability to work in cross functional teams, should be highly committed and able to communicate clearly. Should have good oral and written communication skills • Experience in building and leading teams Classification: Public