Job Title: Sr. Manager – General Insurance Underwriter

Location: Mumbai, Vile Parle East

Experience: 3–7 years

About the Role

We are looking for a General Insurance Underwriter to curate commercially viable insurance programs for businesses, helping them assess their risks, evaluate existing cover and fill the gaps.

Key Responsibilities

• Underwriting: Assess each risk against the insurer's appetite and set the right coverage, limits, deductibles and terms.

• Program structuring: Build GI programs across Fire/Property, BI, Burglary, Machinery Breakdown, Electronic Equipment, Marine, Engineering, Liability, PI, D&O;, Cyber and WC.

• Insurer selection & placement: Choose the right insurers, issue complete RFQs, manage queries and track timelines.

• Quote analysis: Compare coverage, limits, sub-limits, exclusions, warranties and wordings, not just premium.

• Negotiation: Secure better premiums and terms,



and build strong relationships with insurer underwriting teams.

• Policy review: Check that final wordings and endorsements match the agreed terms.

Candidate Profile

Must Have

- 3–7 years in commercial / SME / corporate GI underwriting or insurance broking
- Robust knowledge of Fire / Property and Liability insurance
- Hands-on experience with multiple insurers: RFQs, quote comparison and negotiation
- Sound understanding of policy wordings, exclusions, warranties and endorsements
- Comfortable working with structured data and technology platforms

Ideal Candidate

Technically strong, commercially minded, insurer-connected and comfortable with technology, ideally from a commercial underwriting or broking placement desk. Someone who knows good underwriting means the right cover, not the cheapest quote.

📌 Sr. Manager – General Insurance Underwriter (Mumbai)
🏢 CoverSure
📍 Mumbai